Bathroom Remodeling Financing Options
Water and Stone offers flexible financing options for bathroom remodeling projects starting from $5,000 — so your dream bathroom fits your budget, not the other way around.
Flexible Plans for Every Budget
We partner with trusted lending providers to offer competitive rates. Approval takes minutes, and your project can start as soon as you are ready.
How to Apply for Financing
Getting approved is fast and straightforward. Most homeowners receive a decision in minutes — not days.
Get Your Free Quote
Contact us with your project details. We will provide a detailed estimate with material and labor costs broken out clearly.
Choose Your Plan
Select the financing option that fits your budget. We will walk you through the terms and answer any questions before you commit.
Start Your Project
Once approved, your project begins on schedule. Enjoy your new bathroom while making comfortable monthly payments.
Financing FAQ
Most financing plans require a minimum credit score of 600. However, approval depends on multiple factors including income and debt-to-income ratio. The application process is a soft pull that does not affect your credit score until you accept an offer.
Yes, financing is available for projects of $5,000 or more. Most bathroom remodeling projects in the DFW area start in the $8,000-$15,000 range, which qualifies for all of our financing options.
Yes. All of our financing plans include zero prepayment penalties. You can pay off your balance early at any time and save on interest charges. Many homeowners take the 60-month plan for the lower monthly payment, then pay it off early when it suits their budget.
The application takes about two minutes, and most applicants receive a decision within seconds. Once approved, we can schedule your project right away. The entire process from application to project start is typically one to two weeks.
Your Dream Bathroom Is More Affordable Than You Think
Request your free quote today and we will walk you through the financing options that work best for your project and budget.